FAQ

Appraisal

Appraisals

Frequently asked questions about the appraisals of a house. Is your question not listed? Have a look at another category links or contact us.

What is the NWWI?

The Dutch Housing Value Institute, the NWWI, validates (approves) valuation reports of homes from affiliated appraisers and ensures that each valuation is drawn up uniformly and according to clear guidelines.

Is the NWWI Report accepted by all lenders?

Yes, all lenders in the Netherlands accept a valuation report that has been validated by the NWWI. Almost all lenders now require a valuation report validated by the NWWI, even for non-NHG financing.

When do I need a validated report?

The WEW (executor of the NHG) has determined that from 1 January 2010 a valuation report for the financing of an NHG mortgage may only be accepted if it has been 'validated' by one of the institutes recognized by the WEW.

Interest discount, lower mortgage interest, new interest period, bridging

If you want to claim an interest discount (reduction of interest surcharge), you must increase the value of the home with a validated valuation report.

Interest discount, lower mortgage interest, new interest period, bridging

If you want to claim an interest discount (reduction of interest surcharge), you must increase the value of the home with a validated valuation report...

Appraisal for home financing upon purchase

Once you have bought a home and need a mortgage, the bank usually asks for an appraisal. This gives them proof of the value of the collateral.