The National Mortgage Guarantee (NHG) contributes to responsible access to a mortgage and therefore to an owner-occupied home. With a mortgage with NHG, consumers run fewer risks on their mortgage and often benefit from a lower interest rate. It is determined annually up to which home value consumers can make use of this guarantee. The NHG limit for 2024 has been set at 435,000 euros, Minister Hugo de Jonge reported today in a letter to Parliament.