FAQ

Mortgage

Frequently asked questions about financing a house. Is your question not listed? Have a look at another category links or contact us.

Can my parents give me tax-free money for my owner-occupied home?

For information about donations, visit the website of the Tax and Customs Administration...

What is the income test/loan-to-income (LTI) and what are the exceptions?

The income test/loan-to-income indicates how much you are allowed to borrow in relation to your income. The income test uses the so-called financing burden percentages...

Is my mortgage interest always deductible?

For new mortgages taken out after January 1, 2013, you can only get a mortgage interest deduction if you have a linear or annuity mortgage. These are the only two types of mortgages that are currently allowed to be taken out...

How much does mortgage advice cost?

The AFM has no guidelines for the costs of an average mortgage advice. If you pay the financial advisor directly for his services, the advisor may not charge unreasonably high costs for the advice...

Buy first or sell first

In the current market, you can often get your current home sold quickly in popular areas. That is why you can choose to first buy a home and then immediately put your current home up for sale...